Catch is a payment method that allows you to pay for online purchases directly from your bank account or debit card and earn a minimum of 5% in store credit each time. By paying with your bank account or debit card, you save brands from credit card processing fees that they normally pay credit card companies and their bank partners. They pass the savings on to you in the form of store credit and hope you'll shop with them again. Everyone wins – except for the credit card companies.